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Consumer Education
National Teach Children To Save Day
National Teach Children To Save Day, April 21, 2009
The ABA Education Foundation established National Teach Children to Save Day to spotlight the importance of teaching our nation's youth about saving money. This event occurs every April when bankers make presentations to students in grades K-12 about budgeting, saving, recognizing needs and wants and how interest makes money grow. This year's event is April 21, 2009.
This year, in light of our nation's new financial reality, the foundation seeks to reach 1 million young people with personal savings lessons. This is an ambitious goal, but with 20,000 bankers – or 10 percent of the industry – teaching 50 students each, we will meet our challenge. Join us on April 21 -- or anytime in April -- for Teach Children to Save 2009. Teach Children to Save registration opens Tuesday, February 3, 2009.
It’s not too early to start planning for Teach Children to Save Day!
Sign up to pledge your participation by visiting the ABA website at http://www.aba.com/ABAEF/teachchildrentosave.htm
The Montana Bankers Association is a proud sponsor and encourages bankers to sign up and participate in such a valuable and worthwhile event. For more information contact Jason Wood, Education Coordinator, 800/541-5126 or 406/443-4121.
| For more information on 5 easy ways to get your institution started with a financial literacy program click here. |
|
Get Smart About Credit Day, October 15, 2009
Credit is more than just a plastic card you use to buy things—it is your financial trustworthiness. The decisions you make today about how you manage your credit and the rest of your finances will affect you for a long time to come. A bad credit history can haunt you for years, affecting your ability to get a new credit card, a bank loan or mortgage, and even a job.
Bankers across the country are committed to helping consumers "Get Smart About Credit." The programs and resources highlighted here teach consumers not only how to manage a credit card, but also how to read a credit report, protect personal financial information and recognize the signs of overspending. This isn't just nice-to-know information. These are need-to-know facts for anyone using credit - whether in the form of a credit card, student loan or car loan. For more information email Laura Fisher at edufoun@aba.com or visit http://www.aba.com/abaef/gsac.
Help children, teens, and adults learn more about money and personal financial management.
Personal Economics Program (PEP)
Personal Economics Program (PEP) is a national volunteer education program of bankers working with educators to teach people in their communities about banks, banking services and personal financial management, and help them take control of their finances. While supported nationally by the ABA Foundation, PEP is implemented locally by MBA with the Montana Council on Economic Education. Call MCEE at 406/388-0628, to receive educational materials and videos. The only costs incurred by the bank are for return postage and/or optional handout materials.
Montana Council on Economic Education (MCEE)
The Montana Counci on Economic Education (MCEE) mission is to insure every young person in Montana understands the essential economic concepts of a free market system, is able to use economic ways of thinking and problem solving, and has a solid grasp of the workings of a state, national and global economy. The MCEE is committed to offering programs that are fair and balanced and address a wide variety of economic issues. MCEE program offerings include: economic development, employment, the environment, taxation, education, government, personal economics and a wide variety of other related topics. MCEE is affiliated with the National Council on Economic Education.
Mymoney.gov
A website brought to consumers by the U.S. Department of the Treasury Financial Literacy and Education Commission. A one-stop shop for federal financial literacy and education programs, grants and other information. MyMoney.gov is available in English and Spanish.
ABAWorks on Fraud: Identity Theft Red Flag Regulation
On December 3, 2003, the President signed the Fair and Accurate Credit Transaction Act. Among the provisions to addres identity theft is the "identity theft red flag" provision, which instructs federal agencies to adopt guidelines to address identity theft and to adopt regulations for financial institutions and creditors to implement those guidelines. ABA is providing you this website offering you an analysis of the Trgulation and Guidelines and suggestons on how to develop your Identity Theft Prevention Program in order to comply with the Rgulation.
FDIC Phishing Alerts
The FDIC has created this webpage to inform and warn consumers about a type of fraud called “phishing.” The term "phishing" – as in fishing for confidential information - refers to a scam that encompasses fraudulently obtaining and using an individual's personal or financial information.
www.kidsbank.com
aimed toward elementary school children, explains where money comes from and how banks operate.
www.moneyopolis.org
designed for grades 6-8, presents real-life problems in learning spending and saving money.
http://www.practicalmoneyskills.com/english/at_school/
practical money skills for life.
